Guide to Click Bank and Affiliate Marketing

Your ClickBank nickname allows the company to keep track of all your account activity. You will be asked to select an ID when you open your ClickBank account. The nickname that you choose is important because your customers will see it every time you sell a product, and your nickname will also be on the memo line of the commission checks that you will receive from ClickBank.

Keep in mind that you cannot ever change your nickname, so if you are unhappy with what you have picked, you will be required to create an entirely new ClickBank account. ClickBank will not be able to transfer a balance from your old account to a new account. Unless you want to lose money, you should never close a ClickBank account that has a positive balance associated with it. Because your ClickBank ID is how you will be associated with the products you are promoting, you want to take care when making your selection. Try and come up with an ID that reflects your professional nature. Something like "Surfs4fun" may sound cool, but it could discourage customers from doing business with you in the future -especially if they happen to hate surfing.

I try to pick nicknames that have something to do with the general nature of my business, and it is always a good idea to choose a nickname that is simple to remember. This way, you will be easier to find if someone is searching for you from memory, and you will not have to look for this information every time you log into your account. A ClickBank ID must be between five and ten characters in length, and it can contain numbers and letters. A good ID could be "Marketer1", or something else very similar. Although it does not seem like a big deal, it is important to choose a ClickBank nickname that you will be comfortable with for a long time, and it is smart to be professional with respect to this selection. Your customers will only know you by your nickname, so keep in mind that this information is the core of your ClickBank identity.

Discover 12 Ways to Make Money on the Internet

1.Opinion Outpost – Opinion Outpost is one of the legitimate survey panels out there that actually paid good for survey takers. Expect $1-$10 per survey. Time it takes per surveys ranges from 10 to 30 minutes. Best of all, it is free.

2.Synovate – Synovate is a panel worth joining. Fast payments with great compensation.

3.Ipsos I-say – Ipsos I-say is also one of the better free paid survey panels out there as well. Get our free complimentary list of the free survey panels here.

4.MySurvey – A well organized group that simply pays for your opinion as well. Has been known to be one of the most legitimate panels out there.

5.Google Adsense – Google’s publisher’s program is one of the better incentivized program out there that pays probably the most in the PPC market.

6.Chitika – Chitika is probably known as the second best PPC program right after Google’s publisher program, Adsense.

7.Clickbank – Clickbank is simply a must for any serious affiliate marketer. This is a must for any serious Internet marketer as well.

8.Shareasale – Shareasale is one of the better affiliate networks that simply pay publishers to do the required action. Whether it be per sale, per lead, or per click, they deliver your money.

9.Associated Content – Have a thing for writing? Make it profitable. Build up a community of readers and get paid per impression/article.

10.Ebay – Everyone probably have already heard of Ebay. Simply auction off merchandises or stuff you keep in your storage to make some extra money.

11.ProStores – Start your own ecommerce site and start selling your products online. Make it an extra source of revenue and make your store international for the world to see.

12.Google Adwords – Adwords, the potential lead magnet in terms of generating sales, you can be making money off leads from Google’s advertising program, Adwords, if you got a great webpage that converts of course.

Try each method one after another. If you find one that fits your personel, simply continue doing it, and you could be making money online instantly.

Way to Make Money on the Internet With an Amazon.com Affiliate Site

Probably you heard before a lot of hype about how much money you can make with affiliate programs. Maybe you've even set up a site yourself, only to find that after buying the domain, a few bucks a month in hosting, software or a web designer to design your site, etc., that the piddly affiliate fees hardly even covered your cost. Well, here's the hype-free way to really make money with an Amazon.com affiliate site. And it'll only take a day to make the site. The secret? Low cost, low effort.
If you don't already know it, learn some basic HTML. You have to do this to keep your costs down and still get what you want. Even if the site is basically laid out for you, you're going to need to know how to insert images, create hyperlinks, and do some basic text formatting. Our HTML Guide offers a free 10-week HTML class and a great collection of beginning HTML tutorials. Get over any anxiety you have about this. Just do it. You'll thank me for it later.
Decide on your topic. You're going to be doing product reviews and recommendations, so pick a topic that you enjoy and know something about. If you can't stay passionate about the topic, that will show, and it also won't hold your interest. Choose a narrow enough niche to be distinctive, e.g., bands from your city, left-handed guitarists, music for a certain kind of dancing, authors of a certain religion, books about arts & crafts, etc.
Choose your domain name. Make it keyword-rich, not clever. Think how people will find your site in the search engines. Here are some ideas (all available when I first wrote this, though a cfew have been snatched up):
Music: BandsFromTexas.com, BandOutOfBoston.com, SouthpawGuitarists.com, ClassicPsychedelia.com, Non-Stop-Hip-Hop.com, Merengue-Music.com
Books: Mormon-Authors.com, Arts-and-Crafts-Books.com, Books-by-Stephen-King.com, ClassicBusinessBooks.com
Others: Best-Baby-Toys.com, MomsMags.com, FelliniMovies.com
Register your domain name. If you're not technically inclined at all, register your domain wherever you set up your hosting in step 5. Otherwise, you can save a few bucks by choosing a lower-cost provider. Not a big deal for one or two sites, but it can be for ten or twenty. I use GoDaddy, who have great domain management tools and are less than $10 a year. The least expensive I've found from a reputable source is 1&1, whose price is around $7 a year last I checked.
Set up your web hosting. This is where most people get burned. For this kind of site, you do not need $10 a month web hosting! Our Online Business Guide has a list of Cheap Web Hosting for Under $10. Some are as little as $4 a month, with unlimited domains, i.e., you can run several sites like this on the same hosting package.
Install blog software. "Blog, you say?" Yes. It will give your site all the structure you need, plus make it easy to quickly post new content. My pick is WordPress, which is open source (i.e., free), easy to install and use, and yet very powerful. Many hosts have a one-step installation process for it, or you can download it and follow their installation instructions.
Make it pretty. One of the great things about WordPress is the huge variety of templates available for it -- they can completely change the look-and-feel. Our Weblogs Guide has a list of 5 Sites for Free Wordpress Themes, where you can find hundreds of free WordPress themes.
Set up categories. Most blog software allows you to create sub-categories to help organize your entries. This will help visitors narrow in even more specifically on their interests. For example, BandsFromTexas.com might have one group of categories for genre ? rock, country, blues, etc. ? and another for city of origin ? Austin, Dallas, Houston, San Antonio, etc.
Sign up as an Amazon Associate. It's simple and free. Just visit Amazon and click on the Join Associates link at the bottom of the page (here's a direct link for your convenience). Your site should already have at least the basic setup done, even if you don't have any content there yet, as they'll review the site manually before approval.
Create your blog posting bookmarks/links. There are two links that are going to be essential for you to make this easy. First is the blog posting link. In your blog software, on the posting page (see their instructions), at the bottom of the page there should be a "bookmarklet". Click on the link (and hold the mouse) and drag it up to your Links toolbar in your browser (assuming Internet Explorer), or your Favorites menu. This will allow you to blog a product with one mouse click.
Create your Amazon Build-A-Link bookmark/link. This will make it easy to build the link with your affiliate ID built in. Log in to Associates Central, look in the left navigation sidebar, go to Build-A-Link, and under Static Links, find Individual Items. Click and drag this onto your Links toolbar or Favorites menu.
Build your first link. Go to Amazon and log in with your Associates account. Find the product you want to review and use the Site Stripe (gray stripe at the top of the screen that you'll see when logged in as an Associate) to get your personalized link to the item. They also offer a variety of other options for creating links and banners.
Blog your review. Now click on your blog posting link (Press It! by default in WordPress). If you're using WordPress, you should now see two pieces of link code in your posting form, the first one ending with "Associates Build-A-Link >< /a >". Delete through that point. The second part is a link to the product with your Amazon Associate ID built in. Now just write your product review, choose the appropriate categories for it, and hit Publish.
Build out your site. Before you promote your site, you want to have some substantial content there. Write several product reviews. Have at least 2-3 in each category you've created. You may also want to make a categories for articles, news, and commentary about your topic. The more content your site has, the better. And the great thing is that while you're writing all this, the search engines are getting notified automatically, assuming you turned on the notifications mentioned in step 6.
Promote your site. The best free way to do this is to communicate with other bloggers writing about similar topics, and to participate in online communities where your topic is discussed. See the Online Business Networking category for ideas, as well as the Internet Marketing category.

Keep Track Your finance - Use Excel!

Excel is a very useful tool if you want to keep track of your finances and be in control of your budget. Setting up a budget in Excel is a great idea, particularly for people who are totally disorganized and spend more than what they earn simply because they don?t have a clear picture of their financial situation. Besides, Excel can be a great substitute of any complicated financial planning software you may find in the market that requires more time to learn and deal with.

Many people think that setting up an Excel budget is difficult and requires a great deal of knowledge. Especially, if you have never had a budget before, you may be feeling intimidated by the prospect of using Excel. However, things are not so complicated. If you use an Excel spreadsheet to track your income and expenses, you have to be honest and plug in real numbers so that you derive an outcome that portrays your real financial situation.

A) Expenses

Typically, a complete Excel budget should include the following categories:

Housing
Under this title you can include mortgage or rent (include home equity loans as well); second mortgage or rent; phone; electricity; cable TV; gas; water & sewer; supplies; waste removal; maintenance/repairs; and other.

Transportation
Under this title you can include car payments; car insurance; fuel expenses; maintenance/repairs; bus/taxi fares; licensing and other.

Insurance
Under this title you can include home insurance; health insurance; life insurance and any other type of insurance you may have.

Food
Under this title you can include groceries; dining out and other food-related expenses.

Children
Under this title you can include medical expenses; clothing; school tuition; school supplies; lunch money; child care; toys/games; and other.

Pets
Under this title you can include pet food expenses; medical expenses; grooming expenses; toys; and other.

Personal Care
Under this title you can include medical expenses related to personal care; hair/nails; clothing; dry cleaning; health club; and other.

Entertainment
Under this title you can include video/DVD; cds; movies; concerts; sporting events; live theater; and other.

Loans
Under this title you can include personal loans; student loans; credit card expenses and other loans.

Taxes
Under this title you can include federal taxes; state taxes; local taxes and other.

Savings / Investments
Under this title you can include retirement account; investment account; college; and other.

Gifts / Donations
Under this title you can lists all the charities you have contributed money to.

Legal
Under this title you can include attorney expenses; alimony; payments on lien or judgment and other.

Each category has a subtotal that can be calculated as follows:

In cell A1, you plug in the title ?Monthly Budget?.

In cell A3, you plug in the title ?Housing?.

In cell A4, you plug in the title ?Mortgage or rent?. In cell B4, you plug in the relevant figure.

In cell A5, you plug in the title ?Second mortgage or rent?. In cell B5, you plug in the relevant figure.

In cell A6, you plug in the title ?Phone?. In cell B6, you plug in the relevant figure.

You go on until you finish with all your entries that are related to the Housing category until you reach cell A15. There, you plug in the title ?Subtotal? and you sum up all B cells in cell B15 to calculate the subtotal of Housing category. The formula used is =SUM(B4:B14), which actually calculates the sum from cell B4 where your first entry in the Housing category is, until cell B14 where you last entry in the Housing category is. Just make sure that you plug in the formula in cell B15 to avoid circular references problems.

You do the same for all other categories and you derive 13 subtotals, as much as your categories are.

Then, to calculate the grand total of all your expenses you go to cell B88 and you add all subtotal cells. For instance, if subtotal cells are B15, B23, B28, B32, B41, B46, B53, B61, B66, B71, B76, B79, and B84, in that cell you plug in =B15+ B23+ B28+ B32+ B41+ B46+ B53+ B61+ B66+ B71+ B76+ B79+ B84, and you derive the total of your monthly expenses.

B) Income

In cell D3, you plug in the title ?Income 1?. In cell E3, you plug in the relevant figure.

In cell D4, you plug in the title ?Income 2?. In cell E4, you plug in the relevant figure.

In cell D5, you plug in the title ?Extra Income?. In cell E5, you plug in the relevant figure.

In cell E6, you calculate you total monthly income by plugging in the formula =SUM(E3:E5).

C) Difference

To calculate your actual financial position, you deduct your expenses (cell B88) from your income (cell E6). In an empty cell at the bottom you plug in =E6-B88. If the difference is positive, it means that you are building wealth and you are in control of your finances. But even if the difference is negative, you have a clear picture of the areas that need improvement and better financial management.

All in all, with Excel you are less likely to make mistakes and you can keep a running total of how much money is spent per month and how much is left. These totals are automatically adjusted every time a new entry is made into the spreadsheet. By setting up a budget in Excel you can make long- and short-term projections about your financial situation and plan for major financial changes. In that way, you always get the most of your money and you, ultimately, achieve peace of mind.

Tips on Your Personal Finance Shape your dreams

Shape your dreams - A few tips on your financial

If you have any kind of financial emergency, having an emergency fund in your savings account is always helpful to cover the needs. Many people borrow money from their friends, family members, getting cash advance from their employer or getting a loan at very high interest rates. If you are falling short of cash and you know the payday is still a few days away, there are ways to bridge the gap.

Most of the people live from one paycheck to another paycheck and this is certainly not a good way of living life in this expensive world. Many students when they step out of the college get overwhelmed by their student loans and they feel like they will never come out of it. There are ways to resolve all kinds of financial problems by personal finance planning.

It is very important to prioritize your personal finance. The examples mentioned above are just a way to resolve the financial dilemma. What happens if you have already used your savings account and you don’t have anything left in it? What happens if your boss, your family or your friends are not willing to offer you any more advance.

These are tough economic times and that’s why it is important to do a proper planning of your personal finances. If you are an average earner and you live life way beyond your means, you will not have any money left just in case if some kind of emergency happens in your family. It is quite possible that you might be already overwhelmed by your existing debts at that time. Here are a few tips that everyone should follow, just to give a head start.

The most important thing in life is to live within your means unless you can afford to go beyond it. With the easy use of plastic money, you might get tempted to buy the new gadget that you always wanted to have or you want to pick those trendy clothes in the store that you just “must have”.

When you are driven by such kind of temptations, wait for a moment and think that you may get that item easily by using the credit card. But do you have the money to pay back your credit card bills within the due dates.

Monitor the ins and outs of your finances and have a savings plan. This is another crucial part of planning your personal finances. Always try to stick to a monthly budget and don’t increase your debt to income ratio. If you have little money left, then you should not be spending any more than you have to.

Another important way of planning your personal finances is to have a perfect control on the use of credit cards. Excessive use of credit cards more than your income will not only put you in the debt trap, but will also spoil your credit ratings.

With these personal finance planning tips, you can sharpen your money management skills and experience the financial freedom that you deserve.

Money Budgetting : Spending

How to buy quality products for discount prices. Stores try to answer this quandary with door-busting deals on reduced merchandise. Maybe it's the eggnog, or all that good cheer, but in December we're prone to fall for deals that just don't add up.

'Tis the season for retail trickery. The stores have less than a month to make their last-quarter profit margin. They are willing to sacrifice your naivete for the bottom line. Stores will entice you with coupons, pay-later schemes, and even guaranteed money-back returns.

Step 1.
Cut time in half by not cutting coupons. The holiday season is not the time to begin couponing. There is a unique strategy that bargain hunters use when saving with coupons. In December, manufactures beef up Sunday inserts with coupons. Consumer Reports suggests we're more likely to buy an item if a coupon is available, even if it isn't our preferred product. Translation: we're likely to spend more money on an item we don't want, just to save a bit. Avoid coupons for items you don't usually buy, and you'll save more.

Step 2
Avoid the false sales price. Retail workers know the science. If they're preparing for one of those 20-50-percent-off weekends, they spend the week before adjusting item tags. They add an adjusted price atop the retail price, then give an additional percentage off. Do you recall ever seeing the original price? The discounted price is kindly plastered atop it. The original retail price is hiked up a few dollars. So when we purchase the discounted item with that percentage off, we're actually paying the original price.

Frank Woolworth, a pioneer of retail, invented this technique decades ago. Modern retailers continue in his legacy.

Step 3
Beware of stores that always have sales. Check your Sunday newspaper and it will have a coupon from Kohl's or Burlington Coat Factory. They have a continual sales cycle to lure us in the door. Don't rush to this weekend's clearance sale, only to find next week's 50-percent-off sale. These are time-tested marketing strategies that speak to the inner bargain hunter. They know we crave savings and continue to repackage it to us in unique ways. They're offering us an opportunity not to pay the price mark-up. Just accept it. The sales price is actually the original retail price.

Step 4
Check the shipping price. Amazon, the company that introduced most of us to online shopping, offers its customers free shipping after $25. You purchase the bestseller for $10 and the checkout threatens you with a free shipping after $25.

Look, your shipping fee will probably be $3 to $5. Don't search to buy another item to arrive at the $25 price mark. You'll inevitably surpass it and end up spending up $15-$20 more in an effort to get the deal. Check the price of shipping before falling into this con.

Step 5
Don't pay for an extended warranty. If your purchase is a kitchen appliance or electronic item, beware. Most electronics and appliances come with a one-year warranty. The check-out clerk will try to entice with an extended warranty. The truth is, unless it's a car, a one-year warranty is more than enough coverage.

Become a loyal customer to a particular brand like HP, Dell or Kenmore, and sign up for free membership. That membership will come in handy. If a product fails after the warranty expires, go on the message boards and complain. You're sure to get a swift response.

Step 6
Pay now, not later. Every electronics and kitchen appliance store will have a 0% down on a big-ticket item. You won't have to begin paying on that big screen television until March or July. If you're itching to pull out the credit card, or worse, sign up for a new card, don't do it. Check the fine print. When it's time to pay for the item, the interest rate will be in the double digits. You'll end up paying as much as 30% interest for the time the company 'loaned' that big screen television to you.

Step 7
Return unopened items. Some of us still fall for this trick. We're a bit iffy about a product, but buy it knowing we have 30 to 90 days to return in case we don't like it. Check that policy again. Many stores include a hidden "re-stocking fee" in that return price. They'll take your opened product, and also take a third of the money-back price. If you want your full return, bring back the product unopened.

Step 8
List and stack. There are two tools to combat retailers schemes to empty your pockets: create a shopping list and stack deals. Write a list of gift recipients, products and stores. Then, check each store for deals. Finally, stack a deal with a coupon. The only way to save is to use a coupon on a marked-down item.

Step 9
Compare and haggle. Walk with sales ad in hand. For instance, if you're walking into Office Max, have a Staples ad in hand. It makes the sales clerks a little nervous. They know you're price checking.

If the product is priced cheaper at the competitor's store, in this instance, Staples, ask the check out clerk if they will honor the price. Many stores have an unspoken policy of paying the competitor's price. Some will even take the other store's coupon!

Try your luck. I've used this technique at different outlets, drug stores, office supply, and electronic. I have never been turned away. It always works.

Step 10
Outsmart the stores. The Consumer Board reported 9 out of 10 shoppers in 2008 didn't regret taking time researching their holiday deals. All this takes a bit more research than the average weekend spree, but your bank account will thank you.

Manage Your Finance

Read it first before you Click

Does this ring a bell? "Click Here If You Agree To Our Terms and Conditions."

Whether you've made an online purchase, joined a social networking site or simply have booted up your new computer for the first time, odds are you were cruising along until you hit this little roadblock.

If you're like most people, you quickly scroll to the end of the page and click through so you can get on with what you were trying to do in the first place.

But do you really know what you're agreeing to? Are you aware that by clicking "I Agree," you are signing a legally binding agreement?

Most people have come to regard the online version of the TOS (Terms of Service) document as a pain in the you-know-what, but when problems arise later on, such as when monthly fees begin automatically coming out of your bank account or your information is sold to a third party vendor, it's the first place the company directs you to for an explanation.

Cries of "Nobody reads those things" won't help you now. After all, you agreed that you read and understood the TOS. And you can't say that you're not familiar with them. These days, there's a TOS for everything. Violate it and you can find yourself banned from your favorite social networking site, massively multi-player online game (MMOG) or even the very Internet service you use to get online.

For the most part, the TOS is detailed to protect the company providing the service from negligent acts performed by the end-user. For instance, an online multi-player game may ban a user for sexual innuendo or behavior, or a social site may restrict certain inappropriate or copyrighted photographs or content. Internet providers usually impart strict restrictions on the downloading of illegal media or the use of their services for spamming purposes.

While most Terms of Service are understandable, some can be outright crazy. In 2008, a major communications company sent out an 8,000-word update to its TOS agreement. The TOS came in a guidebook format that was 2,500 pages long, twice the heft of the latest Stephen King novel. This update stated that it was not possible for any user to sue the company under any circumstances, as well as a host of other non-user-friendly agreements. California lawmakers called the TOS alteration illegal and quickly worked to force the communications giant into editing their terms.

In another instance, in February of 2009 a popular social networking site altered their TOS to state that they had the right to use their member's content as they saw fit - forever. Thanks to an overwhelming response from its members, the site eventually withdrew the alteration.

These two cases may be extreme, but it's inside the Terms of Service that most companies place the none-too-consumer-friendly information. In this era of speed-of-light transactions, it pays to stop for a minute and finally follow your old man's advice: "Read the fine print."

12 Ways to Make Money on the Internet

1. Opinion Outpost – Opinion Outpost is one of the legitimate survey panels out there that actually paid good for survey takers. Expect $1-$10 per survey. Time it takes per surveys ranges from 10 to 30 minutes. Best of all, it is free.
2. Synovate – Synovate is a panel worth joining. Fast payments with great compensation.
3. Ipsos I-say – Ipsos I-say is also one of the better free paid survey panels out there as well. Get our free complimentary list of the free survey panels here.
4. MySurvey – A well organized group that simply pays for your opinion as well. Has been known to be one of the most legitimate panels out there.
5. Google Adsense – Google’s publisher’s program is one of the better incentivized program out there that pays probably the most in the PPC market.
6. Chitika – Chitika is probably known as the second best PPC program right after Google’s publisher program, Adsense.
7. Clickbank – Clickbank is simply a must for any serious affiliate marketer. This is a must for any serious Internet marketer as well.
8. Shareasale – Shareasale is one of the better affiliate networks that simply pay publishers to do the required action. Whether it be per sale, per lead, or per click, they deliver your money.
9. Associated Content – Have a thing for writing? Make it profitable. Build up a community of readers and get paid per impression/article.
10. Ebay – Everyone probably have already heard of Ebay. Simply auction off merchandises or stuff you keep in your storage to make some extra money.
11. ProStores – Start your own ecommerce site and start selling your products online. Make it an extra source of revenue and make your store international for the world to see.
12. Google Adwords – Adwords, the potential lead magnet in terms of generating sales, you can be making money off leads from Google’s advertising program, Adwords, if you got a great webpage that converts of course.

Try each method one after another. If you find one that fits your personel, simply continue doing it, and you could be making money online instantly.

Get rid of Credit Card Debts

average American has eight credit cards. You think to yourself how did I get into this mess. Well you did and you don't know how. With a few easy steps you can be out of credit card debt and stay out.

First important most important step is to stop now putting things on any cards. If its for a recurring thing such as gym membership, game membership every month. Stop it or try to pay it just with your checking account. The basic thing is to stop putting anymore onto your cards.

The second step is you need see where your money is mostly going. So gather up all your receipts and look. Is it going towards eating out or buying clothes. If it is find alternative routes such as packing your lunch or not buying clothes.

The third step is to look at all your cards and see the all the balances and to write them down. Now set a date usually seven to eight months from now. Which is a realistic goal.

Now take all your balance and divide them by seven or eight months or you can divide them weekly such as sixteen. Now your payments will be much more easier to pay per week or month and you won't feel overwhelmed of how much debt.

Make Fast Money With Forum?

Besides of these money making opportunities, there is another way where you can make fast money on the internet, which is make fast money with forum. I am sure most of you may want to ask me “how to make fast money with forum?“, that’s simple and read further to get the answer. Months ago, a friend of mine shared with me his experience with the forum named MyLot, I gave it a try but end up I quit it due to busy workload. I didn’t have much time posting and joining the discuss in the forum, so I was just able to make a few little bucks from there. It’s a legitimate way to make money online and you don’t have to pay even a penny to start working.

MyLot is some kind of forum who pays you for your valuable contributions, it pays you for every of your discussion thread, responses and comments to others’ discussion, and etc. So far MyLot has over 170,000 members, there are over hundreds of thousands discussion have been started by the members, so you can simply join their discussions and share your opinion too. Besides these, MyLot has lots of different categories with different topics, you say it they have it. With that said, you don’t have to worry that you don’t know which discussion you should join and can’t make money from it.
In order to make fast money with MyLot, you have to contribute honor comments and start genuine discussions because MyLot will see the quality of your comments made in the discussion and take into consideration in judging whether the comments and discussions are valid. They won’t pay you with the comment that says “Good Post!” or “Well Said!”, you have to really contribute your ideas and comments to the relevant discussion, else you’re wasting time posting in MyLot.

How Much You Can Make With MyLot?

In fact, I have no idea how much MyLot pays for a single comment or discussion, it depends on how genuine is the discussion thread that you open, and what kind of comment that you leave. You’ll get more earning if you contribute helpful comments and interesting discussions, you’ll get lesser if your comments and discussions are not that useful and interesting. Besides of these, you’ll earn more money if you insert relevant images or pictures into the discussion too. Nevertheless, make money with MyLot is kinda simple, leave honor comments and start interesting discussion, you’ll get paid for your efforts.

MyLot updates the earning in daily basis, so you will only see your earning adjusted within a day after you’ve left a comment or started a discussion. The minimum payout limit is only $10, if you work hard and put some efforts on leaving comments and starting new discussion everyday, I believe that you can reach the minimum payout limit in short period.

My Thought With MyLot

You can actually treat it as a forum that shares opinion and meet new friends instead of keep thinking of making fast money, ultimately you’ll be doing it under pressure. You can also build your profile and look for people who have similar interests with you, you can also look for business partners. With that said, you might get the chance of getting someone who can helps you in making money online or expand your business. In long term basis, you will be getting lot of benefits from your community in MyLot.

Remember what I said above, there is no quick cash schemes. By making money with MyLot, you can earn some side income but it won’t make you rich. If you want to make fast money, join MyLot and participate the discussions now!

Way To Make Money with Free Online Surveys

Here's some ways to earn some cash from online internet surveys.

You can make a little extra cash in your spare time by taking online surveys. Companies who want to know what’s on the minds of their customers are willing to pay for your opinion. Online surveys won’t make you rich, and won’t allow you to quit your day job, but you can make a little extra cash while engaging in a fun hobby.


Steps :

1.Search the internet for companies that will pay you to take surveys. Do not fall for scams where companies ask you to pay money to find fragile lists.

2.Fill out the screener surveys. Many survey companies offer screener surveys when you register, which usually don't pay. But it's worth the little extra time it takes to fill these surveys out, because the more demographic information the market research companies have about you, the more targeted surveys they can send you.

3.Check your email for survey opportunities. The companies you signed up with in step 1 will send you survey requests – some more often than others.

4.Choose and complete the best surveys. Now that you have lots of surveys, you can pick the ones that seem the most interesting and most lucrative to you. If you have time, do them all. If not, decide which ones you’d like to take. You're under no obligation to complete any surveys if you don't want to.

5.Earn a little extra money. When you take the surveys, the company will specify what you’ll receive as payment. Many companies pay in cash. Some offer prizes or products. Many companies let you accrue points which you can trade in for cash or prizes.

6.Be wise. Some websites say you won a xbox360 or a new laptop for example. There is usually an asterisk near the "you won" part. This means you have to do something like buying stuff before you even get to talk about your prize. Don't fall into these sorts of traps, they're ridiculously difficult and not worth it.

Tips :

The more companies you sign up with, the more survey requests you’ll receive in your email and more opportunity you’ll have to make money.

Make a dedicated email account set aside just for surveys to keep junk mail out of your normal inbox.

Any individual survey site may only send a couple of surveys to you in a given month. The more companies you sign up with, the more surveys you'll receive.
If you use Mozilla Firefox, try using the WOT extension to stop yourself from going to scam sites.

Remember !

Always check privacy statements. Who will your information be shared with?
Never pay any site to find these survey sites for you. Search the Internet for free by yourself.

Do your research.... Some survey companies only award points or enter you into a sweepstakes for completing surveys.

Teenagers can also participate in this but you should always research whether or not a company allows teens to participate.
Many websites with online surveys often have spyware and viruses, so be careful of them.

Dont accept what sounds to good to be true sometimes
You get like $1-$50 a month mainly from doing online surveys
Most survey sites (and their affiliate companies) will start sending you tons of spam. Before you sign up you should get a separate email account (Yahoo, Google, Hotmail and others offer free services) and use it just to sign up. Should you get a lot of spam it won't clog your regular email. Look for an email account with excellent spam filters and junk mail options.

Also avoid giving your phone number as it can open the door for telemarketing. Some can even circumvent the Do-Not-Call lists because you've signed up to receive information.

What is your goal? Surveys are a nice way of getting a little extra change in your pocket but you will not be able to quit your day job. If you are looking to make more than $100/month online you should look into affiliate marketing.

How to Conduct an Online Survey

Make money from online survey

There are a few questions in your mind that you would like answered and you are on the lookout for a fast and inexpensive way to find out more about your customers, clients etc. The first and foremost thing you need to decide what the objectives of the study are. Ensure that you can phrase these objectives as questions or measurements. If you can't, you are better off looking at other means of gathering data like focus groups and other qualitative methods. Online Surveys tend to focus in on more on "Quantitative" data collection.

Review the basic objectives of the study. What are you trying to discover? What actions do you want to take as a result of the survey? This helps you double check the validity of the data collection mechanism. Online Surveys are just one way of collecting and quantifying perspectives.

Visualize all of the relevant information items you would like to have. What will the output report look like? What charts and graphs will be prepared? What information do you need to be assured that action is warranted?

Rank each topic in items 1 and 2 according to the value of the topic. List the most important topics first. Revisit items 1 and 2 again to make sure the objectives, topics and information you need are appropriate. Remember, you can't solve the problem if you ask the wrong questions.

How easy or difficult is it for the respondent to provide information on each topic? If it is difficult, is there another way to obtain the information by asking another question?

This is probably the most important step. Online Surveys have to be Precise, Clear and Concise. Due to the nature of the "Web" and the fickleness associated, if your questions are too complicated and are not easy to understand, you will have a high "drop out" rate.
Create a sequence for the topics that is unbiased. Make sure that the questions asked first do not bias the results of the next questions. Sometimes providing too much information, or disclosing purpose of the study can create bias.

Once you have a sequence of topics, you can have a basic layout of a survey. It is always prudent to add an "Introductory" text to explain the project and what is required off the respondent. It is also professional to have an ending "Thank You" text as well as information about where to find the results of the survey, when they are published.

Determine the type of question that is best suited to answer the question and provide enough robustness to meet analysis requirements. This means do you use open-ended text questions, dichotomous, multiple choice, rank order, scaled, or constant sum (ratio scale) questions. There is a fine line you need to walk here - Generally tougher analysis requirements will lead to more complicated questionnaire design. However there are a couple of tools available to make life easier: -

Page Breaks - Avoid having a huge scrolling survey. Introduce page breaks as necessary. Please also refrain from just having one question per page. This increases the time to complete the survey as well as increases the chances for "drop outs".
Branching - Use Branching and Skip Logic to make your surveys "Smart". Avoid using text like, "If you answered No to Q1 then Answer Q4" - this causes respondent frustration and increases the "drop out" rate. Design the survey using Branching Logic so that the correct questions are automatically routed based on previous responses.

Write the questions. You may need to write several questions for each topic, selecting the best one. You might also be better off dividing the survey into multiple sections.

Sequence the questions so that they are unbiased.

Repeat all of the steps above to find any major holes. Are the questions really answered? Have someone review it for you.

Time the length of the survey. A survey should take less than five minutes. At three to four questions per minute, you are limited to about 15 questions. One open end text question counts for three multiple choice questions. Most online software tools will record the time taken for the respondents to answer questions.

Pretest the survey to 20 or more people. Obtain their feedback... in detail. What were they unsure about? Did they have questions? Did they have trouble understanding what you wanted? Did they take a point of view not covered in your answers or question?

An easy way to do this is to create another survey, with a few "open ended" essay questions along with your main project. Let's call this the "feedback survey".
Email the "Project" survey to your test group and then email the "feedback" survey also after that.
In that way, you can have your test group send you comments regarding the functionality as well as usability of your "Project" survey by using you "feedback survey"!

Revise your online questionnaire incorporating the feedback that you got.

Send the Survey out to all your respondents!
Online surveys are a great alternative to expensive mail or telephone surveys. There are a few caveats to online surveys however that you must be aware of. If you are trying to survey a representative sample of the general population, please bear in mind that not everyone is online. Moreover, not everyone is receptive to online survey also. Our research has shown that the demographic that responds to online survey invitations is generally biased toward younger people.

Preparing for a Recession : How to Survive a Recession

Here are a few things that you can do to stay ahead during a recession and maintain the success of your small business.

Improve Customer Service

Make sure that each and every customer gets special treatment and leaves your store or office satisfied that you have delivered much more than what was expected.

Your employees should also understand that tough times require a gentler touch and your customers need to be treated as VIPs now more than ever.

Since all your competitors may be selling the same products that you are, it will be your satisfied customers who will not only bring in repeat business, but also new customers.

Improve Your Knowledge and Skills

Now would be a good time to build on your knowledge and learn new skills regarding the technical and financial aspects of your business. Your customers should be impressed with your product knowledge.

This not only will enhance your reputation as an expert, but will also ensure that they come to you if they run into difficulties.

Control Your Expenses

Now is the time for you to tighten up the controls on all your expenses, especially those that are not crucial to keeping your business going. It certainly is not a good time to indulge in luxury items; that can wait until the situation improves.

You should also split large expenses into smaller ones so that they become more manageable. Even when purchasing inventory, try to get longer credit periods or better rates by comparing prices offered by different suppliers.

Start Accepting Payments by Credit Card

If you are dealing in consumer goods, then you probably already have a credit card machine; but if you are dealing in industrial items and do not have the ability to process credit card date, then now would be a good time to make that change.

Many of your smaller customers might need to pay you by credit card if they are experiencing a cash flow problem. Recent surveys have shown that more people are using credit cards as a way to deal with the financial downturn.

Lower Your Profit Margins

Keeping in mind that it will only be temporary, this is a good time to lower your profit margins. Notify your existing and potential customers that you are making this move.

You’re going to need more sales to make up the difference, and their goodwill is more important than ever. You can always raise your prices once the recession shows signs of easing.

Use the Power of the Internet

Use the Internet to advertise your products. In comparison to traditional media such as newspapers and television, the cost is very reasonable.

Hire experts who can ensure that your firm is always on top in product searches, and make your website attractive and interactive.

Motivate Your Staff

Your staff should be made aware of your business’ situation in the current recessionary market. They will be motivated to work extra hard to achieve the desired results, if they are convinced that their participation can save the business - and their jobs.

You should also put in extra effort and hours, so your staff will know that you are going the extra mile yourself.

Use these ideas and seek others on your own so your small business will survive the downturn. Only businesses with a solid foundation and foresight survive the inevitable bad times that go along with managing a business. You want to be one of them.